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© 2016 Robert Mitchell, Attorney at Law, PLLC
creditlaw101.com
Robert Mitchell Attorney at Law, PLLC
Spokane, Washington & Vancouver, Washington Tele: 509-327-2224 Tele: 360-993-5000 Fax: 888-840-6003 

Latest News

A Victory for Servicemembers - Enforcing USERRA Against State Government Employers - read more $50,000 FDCPA Bench Verdict for Emotional Distress Easbey vs. Standley - read more $20,000 Judgement - Delta Management Associates - read more Equifax sends Stranger's Credit Reports to a Washington Man - read more Credit reporting agency says a man owes A Half Million Dollars in Debt - But he Says it's Not His - read more Consumer Financial Protection Bureau and Department of Defense team up to protect servicemembers’ pay from involuntary allotment for consumer goods Read the story at Consumer Financial Protection Bureau Allman v. American Airlines Pilot Retirement Benefit Program, USERRA Pension Contribution Case Read the story at Law 360 Cage v. CACH, debt collection case Read the story at Leagle Read the story at Law 360 Read more news 

Robert Mitchell, Attorney at Law, PLLC

Robert Mitchell, Attorney at Law, PLLC, uses the protections of the Fair Credit Reporting Act(FCRA), the Fair Debt Collection Practices Act (FDCPA), and the Servicemembers Civil Relief Act (SCRA), to protect consumers and servicemembers from abusive debt collection practices and credit reporting errors.

Credit Reports

Credit reports are commonly used for determining credit worthiness, vetting job applicants, determining insurance rates, and conducting background investigations for military and other government security clearances.  A lower credit score or inaccurate credit information will eventually lead to paying higher interest rates, higher insurance rates, and may even cost you your dream job.

Fair Credit Reporting Act (FCRA)

The Fair Credit Reporting Act (FCRA) was created to provide consumers with a way to obtain a free credit report, dispute credit errors, and request that the Credit Reporting Agencies (Equifax, Experian, and Trans Union a/k/a “credit bureaus”) re-investigate inaccurate credit information contained in credit reports.  The most common types of credit reporting mistakes include: Mixed credit files (another consumer’s information is appearing on your credit report); Reporting accounts as “past due” or “defaulted” when all payments were made on time; Showing that a paid debt has a balance still owing; and Reporting the same derogatory account information in several different accounts simultaneously.

Fair Debt Collection Practices Act (FDCPA)

The Fair Debt Collection Practices Act (FDCPA) is a debt collection law that was designed to protect consumers from debt collection harassment and debt collection abuse.  The FDCPA enables consumers to sue debt collectors, collection agencies, junk debt buyers and zombie debt collectors for engaging in abusive or harassing debt collection practices. The Fair Debt Collection Practices Act (FDCPA) prevents debt collectors from: Filing debt collection lawsuits after the statute of limitations on debts expire; Using threatening, harassing or abusive collection tactics; Threatening collection actions that cannot legally be taken at the time the threat is made; Filing debt collection lawsuits seeking more than the amount that is actually owed on the debt; Threatening to damage a consumer’s credit report; Actually damaging a consumer’s credit report; Failing or refusing to report an account as “disputed” when reporting the debt to a credit reporting agency.

Service Members Civil Relief Act (SCRA)

The Servicemembers Civil Relief Act (SCRA) provides consumer protections to servicemembers by limiting the amount of interest that can be charged to servicemembers, enabling servicemembers to terminate leases upon receipt of valid orders, and set aside/stay default judgments for servicemembers who are unable to attend court hearings because of military service. Robert Mitchell, Attorney at Law, PLLC, has successfully represented consumers in hundreds of debt collection cases, assisted consumers with credit reporting problems, and worked to protect the rights of thousands of servicemembers.  If you are experiencing any of these problems, please telephone me today at 509- 327-2224 or 360-993-5000, or email me at bobmitchellaw@gmail.com.

Robert Mitchell, Attorney at Law, PLLC, Serving:

Vancouver, Spokane, Seattle, Everett, Tacoma, Olympia, Tri Cities, Clark County, King County, Snohomish County, Pierce County, and the entire state of Washington; and Multnomah County, Marion County, Clackamas County, and the entire state of Oregon; and Fairchild Air Force Base, Joint Base Lewis-McChord, Bangor, Bremerton, and all servicemembers within the states of Washington and Oregon. This website is not legal advice and does not create an attorney-client relationship.  
Home
© 2016 Robert Mitchell, Attorney at Law, PLLC
creditlaw101.com
Robert Mitchell Attorney at Law, PLLC
Spokane, Washington & Vancouver, Washington Tele: 509-327-2224 Tele: 360-993-5000 Fax: 888-840-6003 

Latest News 

Robert Mitchell, Attorney at Law, PLLC

Robert Mitchell, Attorney at Law, PLLC, uses the protections of the Fair Credit Reporting Act(FCRA), the Fair Debt Collection Practices Act (FDCPA), and the Servicemembers Civil Relief Act (SCRA), to protect consumers and servicemembers from abusive debt collection practices and credit reporting errors.

Credit Reports

Credit reports are commonly used for determining credit worthiness, vetting job applicants, determining insurance rates, and conducting background investigations for military and other government security clearances.  A lower credit score or inaccurate credit information will eventually lead to paying higher interest rates, higher insurance rates, and may even cost you your dream job.

Fair Credit Reporting Act (FCRA)

The Fair Credit Reporting Act (FCRA) was created to provide consumers with a way to obtain a free credit report, dispute credit errors, and request that the Credit Reporting Agencies (Equifax, Experian, and Trans Union a/k/a “credit bureaus”) re-investigate inaccurate credit information contained in credit reports.  The most common types of credit reporting mistakes include: Mixed credit files (another consumer’s information is appearing on your credit report); Reporting accounts as “past due” or “defaulted” when all payments were made on time; Showing that a paid debt has a balance still owing; and Reporting the same derogatory account information in several different accounts simultaneously.

Fair Debt Collection Practices Act (FDCPA)

The Fair Debt Collection Practices Act (FDCPA) is a debt collection law that was designed to protect consumers from debt collection harassment and debt collection abuse.  The FDCPA enables consumers to sue debt collectors, collection agencies, junk debt buyers and zombie debt collectors for engaging in abusive or harassing debt collection practices. The Fair Debt Collection Practices Act (FDCPA) prevents debt collectors from: Filing debt collection lawsuits after the statute of limitations on debts expire; Using threatening, harassing or abusive collection tactics; Threatening collection actions that cannot legally be taken at the time the threat is made; Filing debt collection lawsuits seeking more than the amount that is actually owed on the debt; Threatening to damage a consumer’s credit report; Actually damaging a consumer’s credit report; Failing or refusing to report an account as “disputed” when reporting the debt to a credit reporting agency.

Service Members Civil Relief Act (SCRA)

The Servicemembers Civil Relief Act (SCRA) provides consumer protections to servicemembers by limiting the amount of interest that can be charged to servicemembers, enabling servicemembers to terminate leases upon receipt of valid orders, and set aside/stay default judgments for servicemembers who are unable to attend court hearings because of military service. Robert Mitchell, Attorney at Law, PLLC, has successfully represented consumers in hundreds of debt collection cases, assisted consumers with credit reporting problems, and worked to protect the rights of thousands of servicemembers.  If you are experiencing any of these problems, please telephone me today at 509-327-2224 or 360-993- 5000, or email me at bobmitchellaw@gmail.com.

Robert Mitchell, Attorney at Law, PLLC, Serving:

Vancouver, Spokane, Seattle, Everett, Tacoma, Olympia, Tri Cities, Clark County, King County, Snohomish County, Pierce County, and the entire state of Washington; and Multnomah County, Marion County, Clackamas County, and the entire state of Oregon; and Fairchild Air Force Base, Joint Base Lewis-McChord, Bangor, Bremerton, and all servicemembers within the states of Washington and Oregon. This website is not legal advice and does not create an attorney-client relationship.  
Home FCRA FDCPA SCRA Testimonials Atty Bio Contact Home FCRA FDCPA SCRA Testimonials Atty Bio Contact
$50,000 FDCPA Bench Verdict for Emotional Distress Easbey vs. Standley - read more $20,000 Judgement - Delta Management Associates - read more Equifax sends Stranger's Credit Reports to a Washington Man - read more Credit reporting agency says a man owes A Half Million Dollars in Debt - But he Says it's Not His - read more Consumer Financial Protection Bureau and Department of Defense team up to protect servicemembers’ pay from involuntary allotment for consumer goods Read the story at Consumer Financial Protection Bureau Allman v. American Airlines Pilot Retirement Benefit Program, USERRA Pension Contribution Case Read the story at Law 360 Cage v. CACH, debt collection case Read the story at Leagle Read the story at Law 360 Read more news  
A Victory for Servicemembers - Enforcing USERRA Against State Government Employers - read more
Home Home
© 2016 Robert Mitchell, Attorney at Law, PLLC
creditlaw101.com
Robert Mitchell Attorney at Law, PLLC
Spokane, Washington & Vancouver, Washington Tele: 509-327-2224 Tele: 360-993-5000 Fax: 888-840-6003 

Robert Mitchell, Attorney at Law, PLLC

Robert Mitchell, Attorney at Law, PLLC, uses the protections of the Fair Credit Reporting Act(FCRA), the Fair Debt Collection Practices Act (FDCPA), and the Servicemembers Civil Relief Act (SCRA), to protect consumers and servicemembers from abusive debt collection practices and credit reporting errors.

Credit Reports

Credit reports are commonly used for determining credit worthiness, vetting job applicants, determining insurance rates, and conducting background investigations for military and other government security clearances.  A lower credit score or inaccurate credit information will eventually lead to paying higher interest rates, higher insurance rates, and may even cost you your dream job.

Fair Credit Reporting Act (FCRA)

The Fair Credit Reporting Act (FCRA) was created to provide consumers with a way to obtain a free credit report, dispute credit errors, and request that the Credit Reporting Agencies (Equifax, Experian, and Trans Union a/k/a “credit bureaus”) re-investigate inaccurate credit information contained in credit reports.  The most common types of credit reporting mistakes include: Mixed credit files (another consumer’s information is appearing on your credit report); Reporting accounts as “past due” or “defaulted” when all payments were made on time; Showing that a paid debt has a balance still owing; and Reporting the same derogatory account information in several different accounts simultaneously.

Fair Debt Collection Practices Act (FDCPA)

The Fair Debt Collection Practices Act (FDCPA)  is a debt collection law that was designed to protect consumers from debt collection harassment and debt collection abuse.  The FDCPA enables consumers to sue debt collectors, collection agencies, junk debt buyers and zombie debt collectors for engaging in abusive or harassing debt collection practices. The Fair Debt Collection Practices Act (FDCPA) prevents debt collectors from: Filing debt collection lawsuits after the statute of limitations on debts  expire; Using threatening, harassing or abusive collection tactics; Threatening collection actions that cannot legally be taken at the time the threat is made; Filing debt collection lawsuits seeking more than the amount that is actually owed on the debt; Threatening to damage a consumer’s credit report; Actually damaging a consumer’s credit report; Failing or refusing to report an account as “disputed” when reporting the debt to a credit reporting agency.

Service Members Civil Relief Act (SCRA)

The Servicemembers Civil Relief Act (SCRA)  provides consumer protections to servicemembers by limiting the amount of interest that can be charged to servicemembers, enabling servicemembers to terminate leases upon receipt of valid orders, and set aside/stay default judgments for servicemembers who are unable to attend court hearings because of military service. Robert Mitchell, Attorney at Law, PLLC, has successfully represented consumers in hundreds of debt collection cases, assisted consumers with credit reporting problems, and worked to protect the rights of thousands of servicemembers.  If you are experiencing any of these problems, please telephone me today at 509-327-2224 or 360-993- 5000, or email me at bobmitchellaw@gmail.com.
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Latest News 

Robert Mitchell, Attorney at Law, PLLC, Serving:

Vancouver, Spokane, Seattle, Everett, Tacoma, Olympia, Tri Cities, Clark County, King County, Snohomish County, Pierce County, and the entire state of Washington; and Multnomah County, Marion County, Clackamas County, and the entire state of Oregon; and Fairchild Air Force Base, Joint Base Lewis-McChord, Bangor, Bremerton, and all servicemembers within the states of Washington and Oregon. This website is not legal advice and does not create an attorney- client relationship.  
$50,000 FDCPA Bench Verdict for Emotional Distress Easbey vs. Standley - read more $20,000 Judgement - Delta Management Associates - read more Equifax sends Stranger's Credit Reports to a Washington Man - read more Credit reporting agency says a man owes A Half Million Dollars in Debt - But he Says it's Not His - read more Consumer Financial Protection Bureau and Department of Defense team up to protect servicemembers’ pay from involuntary allotment for consumer goods Read the story at Consumer Financial Protection Bureau Allman v. American Airlines Pilot Retirement Benefit Program, USERRA Pension Contribution Case Read the story at Law 360 Cage v. CACH, debt collection case Read the story at Leagle Read the story at Law 360 Read more news   
A Victory for Servicemembers - Enforcing USERRA Against State Government Employers - read more